This PLAIN ENGLISH GUIDE provides tips, techniques and secrets to Stop Creditors Cold!
Some of the many topics covered in Plain English include:
- Your rights - WHO to pay first, second . . . . - WHAT to expect - steps and actions taken by each type of creditor for each type of debt - WHEN creditors will take the various steps - SECRETS to stop their collection actions - WHAT to say (and NOT say) to collectors - HOW to negotiate to reduce your debt like the pros - WHAT kind of results to expect when you negotiate your debt - How long can they pursue you - Dealing with collection agencies and attorneys - Zombie debt - Should you use credit counseling or a debt consolidator - What should you expect if you use a credit counselor - How long will it take if you use a debt consolidator - How does using a debt consolidator affect your credit score - How to get your credit report and credit score for FREE
This Plain English Guide also includes tables of statutes of limitations on debts and sample documents and forms!